On one supply chain, supplier carbon performance becomes labels L1 to L5. A higher label means a lower suggested financing price. Payables are still confirmed, and the supplier still chooses how to be paid. Funds stay with licensed institutions. The bank sets the final rate.
Illustration · the bank sets the final rate
Ordinary supply-chain finance looks at the anchor’s credit and the trade file, so suppliers on the same chain often share one price. MeetCarbon Green Finance places the supplier’s carbon performance beside that payable: disclosure, inventory, verification, product footprint and achieved reduction, written as L1 to L5. A higher label means a lower suggested financing price.
Carbon performance reuses results that have already been reviewed, and is packed as evidence a bank can use, together with the contract, invoice and acceptance. The bank decides whether to lend and the final rate under its own rules, then writes the actual band back. The anchor uses the label for green supplier grading. Government checks funded amount and label coverage on the same ledger.
The supplier still chooses cash at maturity, a bill, or early financing. Funds stay with licensed institutions. Carbon services are voluntary and do not affect eligibility to finance.
On one chain, carbon performance runs from L1 to L5, and the suggested rate steps down.
Basic disclosure
Inventory
Third-party verification
Product footprint
Reduction achieved
The payable enters only when contract, invoice and acceptance are complete.
Reviewed results are written as L1 to L5 and travel with the payable.
Under one anchor, a higher label means a lower suggested price.
Lending and the final rate are the bank’s decision.
Supervision, payment deadlines, state-owned grading and green-credit tasks land in the same window.
Project libraries already hold the dossiers. Trades, assets, recurring revenue and operating carbon data still need one ledger.
From onboarding and confirmation to bank callbacks and the government board, eight centers share one set of parties, carbon data and statistics.
Set against ordinary supply-chain finance, the differences sit in price, the carbon file, what the bank receives, and the ledger that is handed on.
Under one anchor, the trade file can be the same while the suggested price follows each supplier’s carbon performance. From L1 to L5, the illustrated discount rate steps from 3.80% to 2.95%. A supplier can change that price by improving carbon performance. The bank sets the final rate.
The label is not locked to one anchor. At the next anchor, carbon performance that has already been reviewed still applies. The supplier does not start again from disclosure.
When the bank receives the file, a label snapshot and a suggested band sit beside the contract, invoice and acceptance. They are attached only after the supplier consents. Lending and the final rate are written back by the bank.
Funded amount adds up only what banks have written back. The same ledger also shows carbon-label coverage and the share of green purchasing, for the anchor’s grading and for green-finance statistics and state-owned assessment. Signed pipeline stays in its own column and is not counted as funded.
From the three documents to the bank callback, each step stays on the same ledger.
A ledger that can be checked: confirmed amount, funded amount, concession and label coverage.
Confirm payables, keep the supplier’s choice on record, and produce green-grading files.
Receive the trade file and the carbon evidence pack, then price under your own rules.
MeetCarbon (Wuhan) Carbon Technology Co., Ltd.