Zero-Carbon Card · smart card platform

Zero-Carbon Card·A smart card platform

One identity, many entitlements — money to spend, quotas to redeem, carbon to record. Collapse campus, government, hospital, elderly-care, park, community and association cards onto one platform, and land every tap in the carbon ledger.

Native carbon account
Tap to record carbon; each entry is traceable
Cashless entitlement card
Issue entitlements with no funds involved
Official-platform connect
Two-way sync with provincial / city carbon-benefit platforms
MeetCarbon Zero-Carbon Card
Cardholder · Zhang * Ming
Low-carbon member
IdentityL1 verified
Account balance¥ 128.60
Meal subsidy this month¥ 300.00
Membership entitlementsParking 2h · 3 left
Carbon points1,240
Cumulative abatement86.4 kg
Dynamic code · 60s rotation
Clean-plate meal · 320g → 0gCarbon points +12 · traceable
Why now

The card is the same card — the books no longer add up

Most smart-card vendors ship “cards + spend settlement”. When customers are scored on carbon, asked to run membership entitlements, and asked to connect provincial / city carbon-benefit platforms, that stack no longer holds.

Carbon data is scattered; the most real part is never recorded

Clean-plate dining, green travel, dorm electricity saving and two-wheeler battery swap all happen on the card — and never enter the carbon ledger because there is no event standard.

The highest-frequency low-carbon acts become a statistics blind spot

Membership entitlements have no carrier

Chamber, park-member and scenic annual-pass entitlements that involve no money are stuffed into a points mall or written off by hand.

Perceived value drops; renewal rates stall

Provincial / city carbon-benefit platforms become islands

Unified carbon-benefit platforms already exist. In-organisation abatement cannot be reported; residents and staff hold two point balances in two systems.

Government scoring has no numbers; users have nowhere to redeem

One person, one set of books — nothing reuses across organisations

The same person is a student, a resident and a chamber member: three systems, three cards, three balances, and carbon points sliced three ways.

Delivery cost doubles; the experience splits

Every scene rebuilds the same wheel

Campus first, then government, then hospital and elderly care; offline catch-up, merchant settlement and visitor passes are rewritten each time.

Longer delivery; version language drifts
Three differentiators

More than tap-and-pay: identity, entitlements and carbon on one card

These three jobs are where MeetCarbon differs from a pure card vendor — and why customers pay for a smart card at all.

01Native carbon account

Tap to record carbon; every entry is traceable

Card behaviour becomes a standard event and enters the carbon ledger; points and abatement follow a methodology. Not a number with no origin — open any entry and see time, place, device and the calculation.

  • One event model across seven scenes
  • Evidence from weigh scales, access control and meters
  • C-end three layers: balance → detail → single-entry trace
See tap-to-record carbon
02Native membership entitlements

A valuable card with no funds at all

An entitlement card holds identity and quotas only — no top-up, debit or reconciliation. Member enterprises both supply and consume entitlements; write-offs become proof of footfall for the supplier.

  • Five admission rules, one check
  • Dynamic redemption code rotates every 60s
  • Cross-region entitlement alliance (in planning)
See entitlements and the alliance
03Official carbon-benefit connect

In-organisation abatement can enter the provincial / city platform

A regional carbon-benefit adapter pushes in-organisation acts to the official platform and pulls official points back for display. Going live on our system does not turn the customer into a closed island.

  • One adapter layer for many local platforms
  • Two-way sync: behaviour up, points back
  • Two point columns — never added together
See official-platform connect
Platform architecture

Four account layers + two redemption gateways

Identity is the only required layer. Funds, entitlements and carbon turn on per tenant. The same platform can run a school canteen and a fully cashless chamber.

L1Unified identityRequired

Card numbers and cardToken, organisation rosters, multi-organisation membership, visitor passes and validity. Physical cards, phone codes, face and watches are only carriers of this layer.

Roster and rolesMulti-organisationVisitor passesCarrier-agnostic
L2aFunds accountOptional

Top-up, spend, limits, subsidy issuance, merchant settlement and offline catch-up. Funds sit in the customer or a licensed party; MeetCarbon only books and reconciles.

Top-up and spendSubsidy and limitsMerchant settlementOffline catch-up
L2bEntitlement accountOptional

Membership entitlement catalogue, issuance and quotas, supplier management and write-off records. No points, no funds.

Entitlement catalogueQuota cyclesSuppliersWrite-off trail
L3Carbon accountOptional

Card behaviour becomes a standard event; the carbon-benefit methodology engine accounts points and abatement. The card side only collects and displays.

Standard eventsMethodology accountingPoints and abatementOfficial-platform sync
Spend gateway
Consume Gateway

For funds: check balance, limits, time windows, merchant and device; produce ledgers and settlement proofs.

  • Balance and limit checks
  • Offline catch-up with de-duplication
  • Merchant daily close and reconciliation
Entitlement gateway
Entitlement Gateway

For entitlements: check membership, validity, quotas, supplier status and risk controls; produce write-off records.

  • Five admission rules
  • Dynamic-code time checks
  • Abnormal high-frequency write-off alerts

Methodology and the points ledger live in the carbon-benefit system; the card does not redefine them. Funds never sit in a MeetCarbon account, so there is no second clearing.

Three tenant shapes

One platform, three ways to turn it on

Not every customer needs a balance. Which layers to enable follows the business; it is configuration, not a separate system.

Funds type

Schools
Funds account
On
Entitlement account
Off
Carbon account
On

Spend and settlement at the core: top-up, debit, subsidy, merchant daily close, plus carbon acts such as clean-plate dining.

Typical scenesSchools, government offices, hospitals, elderly-care canteens

Entitlement type

Chambers
Funds account
Off
Entitlement account
On
Carbon account
On

Fully cashless: identity and membership quotas only. Write-off is redemption, and the card also carries the low-carbon member story.

Typical scenesChambers, associations, learned societies, federations

Hybrid type

Park enterprise members
Funds account
On
Entitlement account
On
Carbon account
On

Park spend and membership entitlements together; pay code and redemption code switch on the same card.

Typical scenesPark enterprise members, hospital staff, scenic annual passes
Seven scenes

One platform; seven principals use it their own way

Scene differences are increments only: who the people are, the unique hard parts, the carbon handles and the delivery boundary. Platform commons are built once and shared.

Platform capability baseline

Commons built once; seven scenes share them

Scene differences are increments; platform commons stay in one place. The list below is the capability set any scene delivery may draw from — scenes do not re-implement it.

Identity and organisation

Roster and roles
Bulk import, on/off payroll, validity and blocklists
Multi-organisation membership
One park, N enterprises; one sub-district, N communities; a group with many campuses
Visitor passes
Visitors, contractors and event staff; expire automatically
Delegated operation
Family or carers act on behalf; full audit trail

Funds and spend

Top-up and refund
Online and offline channels; funds go to the customer or a licensed party
Subsidy issuance
By cohort, cycle and age band; subsidy and self-pay split
Spend limits
Per transaction, per day, time window and shift
Merchant settlement
Ledger collection, daily close, exception holds and reconciliation
Offline catch-up
Taps work offline; after restore, catch-up de-duplicates so there is no double debit
Combined pay
Subsidy + balance + third-party in one payment

Access and scenes

Access control
Gates, locks and lift control; policy by cohort and zone
Water and electricity control
Dorm and apartment metering with prepaid
Cross-tenant canteen
One canteen for many park enterprises; books by enterprise
Parking link
Plate binding and exemption write-off; three integration tiers

Carbon and entitlements

Carbon-event collection
Weighing, access, meters and transactions as four source types
Entitlement issue and write-off
Quota cycles, supplier status, dynamic-code checks
Official-platform sync
Behaviour push and points pull, adapted by region
Low-carbon badge
Green labels and medals on the card face; product-layer configurable

Offline catch-up, merchant settlement, access and prepaid are live in campus and government projects. Cross-tenant canteen, combined pay and official-platform sync are in planning.

Tap to record carbon

From one tap to a verifiable abatement entry

The smart card is the highest-frequency, most real low-carbon data source inside an organisation. The point is not “having points” — it is whether those points can explain how they were made.

1

The act happens

Canteen weigh-and-clean-plate, access control for green travel, dorm meters for electricity saving, two-wheeler charge/swap.

2

Become a standard event

One event model: who, when, where, which device, what act, evidence strength.

3

Methodology accounting

The carbon-benefit engine accounts abatement and points by scene methodology — one language across the platform.

4

Points and redemption

Points enter the carbon account and can redeem in the mall, for donations or event priority.

Traceable per entry is what makes carbon points credible

Most carbon-point products only show a total. We let users open any entry and see the device, before/after weights, the methodology and the calculation.

See carbon-account fusion
2026-07-20 12:35Canteen 1 · recovery station 3Clean-plate meal · weigh 320g → 0g+12 points
2026-07-21 08:12East gate · turnstileGreen travel · arrived by public transport+8 points
2026-07-22 22:00Building 3 · smart meterDorm electricity saving · −6.2% vs prior period+15 points

Sample data. Actual methodology and point ratios are configured per project.

Roadmap · in planning

From an organisation loop to a city-level low-carbon one-code pass

The long-term shape is a city-level low-carbon one-code pass: carbon booking and incentives on top of existing pay and access infrastructure — not another stored-value card competing with mainstream payments.

Stage 1Current core

Organisation loop

Scope
Inside a single tenant
Funds nature
Internal books / organisation-owned accounts
Stage 2In planning

District interop

Scope
Government, schools, hospitals and parks in one county / district
Funds nature
Still a constrained scene
Stage 3In planning

City open network

Scope
Transport, retail and public-service acceptance network
Funds nature
Cleared by a licensed institution

City-level value is carbon, not payments

Tap to record carbon

Low-carbon attributes of access, rides and spend are recorded at acceptance — no after-the-fact self-report.

Recorded carbon can redeem

Accumulated carbon entitlements redeem inside the city acceptance network, closing a sustainable citizen loop.

Carrier aggregation

Compatible with city codes, transit cards and e-CNY hardware wallets; no forced card swap.

Compliance red lines (every module)
No payment licence applicationNo funds poolingNo prepaid-funds floatNo second clearing

At the city stage, funds clearing sits with a licensed institution. MeetCarbon (Wuhan) Carbon Technology Co., Ltd. only provides carrier aggregation, carbon booking and the entitlement layer. Related stage capabilities are in planning and are not live.

How we deliver

Layer delivery by scene maturity — do not dump every feature at once

Not every scene deserves a full system. Layered delivery matches budget and pace to real demand density.

Tier 1Full scene delivery

Scenes with a coherent need and a named customer: full solution plus dedicated functions.

Campus, government, hospital, elderly care, parks, community, associations
Tier 2Light templates

The scene is real but thin: configuration and templates, no new system.

MICE, scenic, construction sites, logistics, research institutes, science parks, asset sharing, malls
Tier 3Platform connect

No independent card form: carbon-event reporting or identity recognition only.

Public transport, charging stations, shared bikes, single stores

SaaS

Multi-tenant shared deploy, ready to use — for a single school, hospital or chamber.

Fast go-liveUnified version upgradesPriced by scale

Private deploy

Independent deploy in the customer data centre or government cloud — data stays in-domain; classified-protection ready.

Data stays localConnects to existing intranet systemsXinchuang-ready environments

Connect before replace

  • If the customer already has a card or canteen system, connect and fill data first — do not force a swap
  • If a commercial principal already has membership, overlay carbon and entitlement layers only
  • Supervisory systems (e.g. construction-site real-name) get reporting only — we do not try to replace them
Value metrics

Write smart-card value into numbers you can score

Common target language at delivery. Baselines and targets are confirmed against the customer’s current state at proposal stage.

≥ 95%
Electronic spend rate
Fewer cash and paper-register steps
≥ 99.9%
Daily-close accuracy
Ledger collection and merchant daily close automated
Keep rising
Clean-plate participation
Weighing + points incentive loop
By cohort
Carbon-point participation
Participants / covered population
Taps work offline
Offline availability
Local verify + catch-up after restore
Quantifiable
Entitlement write-off footfall
Write-off counts and supplier footfall board

NoteRanges above are delivery targets, not a commitment on any given project.

One card for money, entitlements and carbon

A demo shows live campus and government delivery. You can also open the matching scene page first to see the delivery boundary.